Payment Gateway Stripe 3–10 days from ₹20,000

Stripe Payment Gateway Integration

Global-first payments for SaaS, marketplaces, and international commerce

Production-ready Stripe integration for Laravel, PHP, and WordPress. Stripe Checkout, Elements, Subscriptions, Connect marketplaces, webhooks, SCA 3DS2 compliance.

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Overview

Stripe is the global gold standard for online payments — especially for SaaS, subscriptions, marketplaces, and international commerce. I've integrated Stripe into 20+ production systems including SaaS billing, multi-sided marketplaces with Stripe Connect, and cross-currency e-commerce.

Stripe integration in 2026 isn't just the old-school "charge the card" flow — SCA (Strong Customer Authentication) and 3DS2 are mandatory in Europe, and Stripe's Payment Intents API replaces the older Charges API. Getting this right matters for compliance and for conversion rate.

Stripe integration workflow

  1. Stripe account + KYC setup, API keys, webhook endpoints
  2. Server-side: Payment Intents API, customer creation, idempotency keys
  3. Client-side: Stripe Elements (card + 3DS) or Stripe Checkout (hosted)
  4. Subscription lifecycle via Stripe Billing + webhook handlers
  5. SCA-compliant 3DS2 authentication flow
  6. Refund flows, dispute handling, payout reconciliation
  7. Stripe Connect onboarding for marketplace sellers (if applicable)

Stripe fits best for

  • International SaaS with global customers
  • Marketplaces (Stripe Connect) with split payouts
  • Subscription billing with usage-based / tiered pricing
  • Cross-border B2B invoicing
  • Apps that need tight integration with accounting (QuickBooks, Xero)

What's included

  • Stripe Checkout (hosted, PCI-compliant)
  • Stripe Elements (custom form)
  • Stripe Billing (subscriptions)
  • Stripe Connect (marketplaces)
  • Stripe Radar (fraud detection)
  • SCA / 3DS2 compliance
  • Multi-currency (150+ currencies)
  • Webhook event handling with signature verification
  • Stripe Tax for VAT/GST
  • Invoicing & receipts

Tech stack

PHP Laravel Cashier Stripe PHP SDK Stripe API v2024-* Webhooks

What you get on delivery

  • Working payment flow (test + live)
  • Webhook handlers with signature verification
  • Subscription lifecycle management
  • Admin billing dashboard
  • Customer self-serve portal (Stripe Customer Portal)
  • 30 days free bug fixes

Frequently asked questions about Stripe Payment Gateway Integration

When should I pick Stripe over Razorpay?

Pick Stripe if: (a) your primary audience is international (US, UK, EU), (b) you're building a SaaS with subscription billing, (c) you need marketplace split payouts across countries, or (d) your client uses accounting integrations that favour Stripe. Pick Razorpay if your audience is primarily Indian — Razorpay supports UPI natively, which Stripe does not.

How much does Stripe integration cost?

Basic checkout: ₹20,000–₹35,000. Subscription billing with Stripe Billing: ₹50,000–₹1,00,000. Marketplace with Stripe Connect: ₹1,50,000–₹3,00,000. Stripe platform fees (2.9% + ₹2 per transaction) paid separately to Stripe.

Does Stripe support INR in India?

Stripe supports INR domestic payments for Indian businesses with proper business registration. Getting Stripe India live can take 2–3 weeks for KYC. For purely international audiences paying in USD/EUR/GBP, Stripe is straightforward.

Can you use Laravel Cashier with Stripe?

Yes — Laravel Cashier is my default for Laravel + Stripe integration. It abstracts subscriptions, trials, coupons, tax calculation, and invoices cleanly. I extend it with custom webhook handlers for business-specific events.

Is Stripe Connect right for my marketplace?

Stripe Connect is excellent for multi-sided marketplaces (Airbnb-style) where sellers need their own onboarding, KYC, bank verification, and payouts. For simple commission-based setups where sellers just want payment collection, Razorpay Route is often simpler and cheaper in India.

Ready to integrate Stripe?

Free 30-minute discovery call. Fixed-price quote within 24 hours.

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